Bica connects to your real bank accounts, categorises every transaction automatically, and shows you exactly where your money goes — with the clarity you've always wanted.
What Bica does
Not a spreadsheet importer. Not an optimistic estimate. Real, live Open Banking data from your actual accounts.
Live balances and transactions via Open Banking. No manual entry, ever.
All major European markets covered.
Intelligent rules auto-categorise transactions. Fully customisable.
Cashflow trends, Sankey money-flow, stacked category breakdowns. Every euro visible.
Bica's AI learns your spending patterns and categorises new transactions automatically — getting smarter with every sync.
Categorisation is just the beginning. A full generative finance assistant is on its way — ask questions, get forecasts, spot anomalies in plain English.
Monthly budgets by category, tracked in real time against your actual spending.
Transactions
Search, filter, and categorise every transaction across all your accounts. Know your numbers down to the last penny.
Money Flow
The Sankey diagram shows exactly how your income transforms into spending — and what's left over as savings. Crystal-clear financial visibility.
Setup
No spreadsheets. No manual entry. No CSV files.
Link your bank securely in under 2 minutes. Your credentials are never seen or stored by Bica.
Bica fetches your full transaction history and categorises everything automatically. Review uncategorised items in seconds.
Explore your spending through Sankey diagrams, cashflow charts, and category breakdowns. Know your numbers, finally.
Bica connects to your bank using regulated Open Banking — the same standard used by the world's leading financial apps. Your credentials are never shared with Bica. Authentication happens directly between you and your bank.
Most people don't know where their money goes. Bica changes that. Support the project and get immediate access to the closed beta — no waiting list, no queue.
Unlock Beta AccessVia Buy Me a Coffee · Supports the project & keeps servers running