A day with Bica.
You do one thing, once: connect your banks. Here's everything Bica does after that — while you're busy living your day.
You connect your banks. Once.
Link your accounts through regulated Open Banking — 2,500+ banks across 30+ European countries, including Revolut, N26, Wise, Monzo, and most Portuguese banks.
Access is read-only and 256-bit encrypted: Bica can see your transactions but can never move money or make payments on your behalf. This is the last piece of setup you'll ever do.
It pulls in your new transactions.
Bica checks in with your banks and collects everything new — no CSV uploads, no manual entry, no refresh button to remember.
It names every merchant and files every transaction.
Cryptic bank descriptions are matched to real merchants, and each transaction is classified into a category — groceries, dining, transport, subscriptions, and more.
Turn on autopilot to let Bica file everything hands-free, or review and correct its work yourself at any time.
You open the app to a finished picture.
Your dashboard shows net cashflow, account balances, and last night's transactions — already synced, named, and filed. You check it like the weather, then get on with your day.
You see where every euro went.
Reports give you a month-by-month breakdown of income and spending, plus a flow diagram showing exactly how money moves between categories and savings.
It hands you insights you'd never spot yourself.
Bica surfaces patterns automatically — spending spikes, recurring subscriptions, and month-over-month changes that actually matter — without you having to dig for them.
It records your net worth. Every day.
Bica keeps the history of your bank and savings balances — including Portuguese savings certificates via Aforronet — so you can watch your overall wealth trend up or down, not just your monthly spending. Add property, vehicles, and loans by hand to complete the balance sheet.
You make it yours in Settings.
Manage or reconnect bank connections, create your own custom categories on top of the built-in ones, and connect Aforronet for an even fuller view of your savings.
Ready to hand over the busywork?
14 days free with no card, then €5.99/month or €49/year. Full access, cancel anytime.
Start free trial