One plan. Everything included.
One plan, no upsell ladder, and a {trial}-day trial that asks for no card. Bica costs money because connecting to your banks costs money — the subscription pays the Open Banking access, the servers, and the time to keep building it.
14 days free · No card required · Cancel anytime
What you get
- Unlimited bank connections across 2,500+ European institutions
- Every transaction named and filed into your own categories
- Certificados de Aforro and other savings tracked alongside your accounts
- Manual assets and loans, so net worth reflects everything you own and owe
- Recurring charges surfaced so forgotten subscriptions stop hiding
- Optional weekly and monthly email digests
- A direct line to the person who builds it
About the free trial
The 14-day trial gives you the full app with nothing held back, and it asks for no card at all. There is nothing to cancel and nothing that can charge you by accident — when the 14 days are up, the app locks and you decide then whether it earned the money.
What Bica doesn't do
It's worth knowing before you pay. Bica has no budgeting envelopes and no savings goals — it tells you what happened, not what you should have done. It is not a chatbot. It cannot move money, only read it. And it does not sell your data or show ads, which is the whole reason it charges.
Pricing questions
Do I need a card to start the trial?
No. You sign up with an email address and the 14 days start immediately. We ask for payment details only if you decide to stay.
What happens when the trial ends?
Your plan starts and the first payment is taken. Stripe emails you before that happens, so the charge is never a surprise.
Can I cancel?
At any time, from your billing settings. You keep access until the period you already paid for runs out, and nothing renews after that.
Is there a free tier?
No — there is a free trial, which is a different thing. Every connected account costs money to keep synced, so a permanent free tier would either be crippled or paid for by selling your data. Neither appealed. You get 14 days of the real product instead, with no card.
Monthly or annual?
Annual works out at €4.08 a month and saves you €22.88 a year. Start monthly if you'd rather not commit — you can switch later.
What if Bica isn't for me?
Walk away during the trial and nothing happens — there is no card on file to charge. After you join, cancel any time; there is no lock-in and no minimum term.