Connect N26 to Bica
Bica links to N26 through regulated Open Banking access, then does the part nobody enjoys: naming the merchant behind every line, filing it under a category, and keeping a running picture of what you actually spend.
N26 is a common second account for people who moved country and kept both — a German or Spanish account still open while daily life happens somewhere else. Bica holds both without you picking which one counts.
Start free trialWhat N26 supports
- Countries
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia and 24 more
- Transaction history
- up to 730 days
- Account types
- Personal, Business
- Pending transactions
- Not available
What you get once it's connected
- Every transaction gets a real merchant name instead of a payment-processor code.
- Spending is filed into your own categories, so the totals match how you actually think about money.
- Recurring charges are surfaced together — the subscriptions you forgot are hard to miss once they're on one screen.
- Balances across every account you connect roll into one net-worth figure that updates on its own.
How to connect N26
- 1 Create your Bica account and pick N26 from the list.
- 2 You're handed to N26's own login to approve access — Bica never sees your banking credentials.
- 3 Your history is imported and sorted. From then on new transactions arrive on their own.
What Bica can and can't do
Access is read-only: Bica can see transactions and balances, and cannot move money, make payments, or change anything in your N26 account. The connection runs through a regulated Open Banking provider, you approve it at N26 itself, and you can revoke it at any time from either side.
Worth reading next
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Why transfers between your own accounts aren't spending
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Finding the subscriptions you forgot you were paying
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Common questions
Is it safe to connect N26 to Bica?
Yes. The connection uses regulated Open Banking access that you approve at N26, Bica never receives your banking password, and the access it gets is read-only — it cannot move money or change anything in your account.
How much history does Bica import from N26?
Up to 730 days, which is what N26 makes available through Open Banking. Everything in that window is imported and categorized on the first connection.
Do I have to import transactions manually?
No. Once the connection is approved, new transactions arrive on their own and are named and categorized without you doing anything.
Can I connect other banks alongside N26?
Yes, and that's the point — accounts at different banks land in one place, with transfers between them recognized as transfers rather than counted as spending.
What does Bica cost?
€5.99 a month or €49 a year, after a 14-day free trial. The trial asks for no card and charges nothing — if you don't want to stay, do nothing.