Connect Permanent TSB to Bica
Bica links to Permanent TSB through regulated Open Banking access, then does the part nobody enjoys: naming the merchant behind every line, filing it under a category, and keeping a running picture of what you actually spend.
Start free trialWhat Permanent TSB supports
- Countries
- Ireland
- Transaction history
- up to 89 days
- Account types
- Personal, Business, Corporate
- Pending transactions
- Shown
What you get once it's connected
- Every transaction gets a real merchant name instead of a payment-processor code.
- Spending is filed into your own categories, so the totals match how you actually think about money.
- Recurring charges are surfaced together — the subscriptions you forgot are hard to miss once they're on one screen.
- Balances across every account you connect roll into one net-worth figure that updates on its own.
How to connect Permanent TSB
- 1 Create your Bica account and pick Permanent TSB from the list.
- 2 You're handed to Permanent TSB's own login to approve access — Bica never sees your banking credentials.
- 3 Your history is imported and sorted. From then on new transactions arrive on their own.
What Bica can and can't do
Access is read-only: Bica can see transactions and balances, and cannot move money, make payments, or change anything in your Permanent TSB account. The connection runs through a regulated Open Banking provider, you approve it at Permanent TSB itself, and you can revoke it at any time from either side.
Worth reading next
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Where your money actually goes each month
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Setting up spending categories that match your life
Most category systems collapse because they have too many categories. Here's how to build a set you'll still be using in a year.
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Finding the subscriptions you forgot you were paying
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Common questions
Is it safe to connect Permanent TSB to Bica?
Yes. The connection uses regulated Open Banking access that you approve at Permanent TSB, Bica never receives your banking password, and the access it gets is read-only — it cannot move money or change anything in your account.
How much history does Bica import from Permanent TSB?
Up to 89 days, which is what Permanent TSB makes available through Open Banking. Everything in that window is imported and categorized on the first connection.
Do I have to import transactions manually?
No. Once the connection is approved, new transactions arrive on their own and are named and categorized without you doing anything.
Can I connect other banks alongside Permanent TSB?
Yes, and that's the point — accounts at different banks land in one place, with transfers between them recognized as transfers rather than counted as spending.
What does Bica cost?
€5.99 a month or €49 a year, after a 14-day free trial. The trial asks for no card and charges nothing — if you don't want to stay, do nothing.