Connect Wise to Bica
Bica links to Wise through regulated Open Banking access, then does the part nobody enjoys: naming the merchant behind every line, filing it under a category, and keeping a running picture of what you actually spend.
Wise usually shows up in a financial picture as a hole: money leaves the main account, arrives in another currency, and the spending that follows never lands on the statement you were reading. Connecting it closes the gap, and the transfer in stops being counted as an expense.
Start free trialWhat Wise supports
- Countries
- Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia and 23 more
- Transaction history
- up to 730 days
- Account types
- Personal, Business
- Pending transactions
- Shown
What you get once it's connected
- Every transaction gets a real merchant name instead of a payment-processor code.
- Spending is filed into your own categories, so the totals match how you actually think about money.
- Recurring charges are surfaced together — the subscriptions you forgot are hard to miss once they're on one screen.
- Balances across every account you connect roll into one net-worth figure that updates on its own.
How to connect Wise
- 1 Create your Bica account and pick Wise from the list.
- 2 You're handed to Wise's own login to approve access — Bica never sees your banking credentials.
- 3 Your history is imported and sorted. From then on new transactions arrive on their own.
What Bica can and can't do
Access is read-only: Bica can see transactions and balances, and cannot move money, make payments, or change anything in your Wise account. The connection runs through a regulated Open Banking provider, you approve it at Wise itself, and you can revoke it at any time from either side.
Worth reading next
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How to track spending across several banks at once
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Why transfers between your own accounts aren't spending
The most common reason budgeting tools produce numbers nobody believes — and how to tell whether yours is doing it.
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Finding the subscriptions you forgot you were paying
How to audit every recurring charge across your accounts, spot the ones designed not to be noticed, and cancel without the usual friction.
Common questions
Is it safe to connect Wise to Bica?
Yes. The connection uses regulated Open Banking access that you approve at Wise, Bica never receives your banking password, and the access it gets is read-only — it cannot move money or change anything in your account.
How much history does Bica import from Wise?
Up to 730 days, which is what Wise makes available through Open Banking. Everything in that window is imported and categorized on the first connection.
Do I have to import transactions manually?
No. Once the connection is approved, new transactions arrive on their own and are named and categorized without you doing anything.
Can I connect other banks alongside Wise?
Yes, and that's the point — accounts at different banks land in one place, with transfers between them recognized as transfers rather than counted as spending.
What does Bica cost?
€5.99 a month or €49 a year, after a 14-day free trial. The trial asks for no card and charges nothing — if you don't want to stay, do nothing.